Free tool

Long-term care cost calculator

Find out what care costs in your state, how long your savings will last, and which funding options apply to your situation. Updated for 2026.

1Your situation
2Care type
3Your finances
4Your results

Tell us about your situation

We'll use this to calculate costs specific to your state and estimate which funding options you may qualify for.

What type of care are you planning for?

Select the most likely care setting. You can change this later to compare options.

Your financial picture

This stays private — we use it only to calculate how long savings will last and which funding options may apply.

$250,000
$0$500K$1M$2M+
$2,500 /mo
$0$2,500$5,000$10,000+

Your long-term care cost estimate

Monthly cost in your state
Nursing home
Total estimated cost
Over 3 years
Savings runway
Based on your savings
Care type Monthly cost in your state 3-year total

Funding options that may apply to you

Next step

Not sure how to cover these costs?

A certified elder care financial advisor can review your specific situation and show you a clear path — which funding sources apply, how to stretch your savings, and whether Medicaid planning makes sense for you.

Explore your funding options →

The Care Compass is a free educational resource. We may earn a referral fee from some recommended services.

📖 Read the full funding guide 📋 Get the free planning checklist
Step 1 of 3

Cost data based on the 2026 Genworth Cost of Care Survey, A Place for Mom 2026 data, and Medicaid Planning Assistance state data. Estimates are medians — actual costs vary by location, provider, and level of care needed. This tool is for educational planning purposes only.